BUDGET ADJUSTMENT

My Budget Adjustment

                                                  (calculator is always my bestfriend every payday)

EXPENSES SUMMARY
 
SALARY BRACKET -From 5,000.00 to 5,500.00

Every 15th:
Rice/Mama/groceries                  =   1,500.00 (1,000-rice, 500-mama)
Groceries                                     =      500.00
15-day work allowance               =   2,000.00+++
Personal Hygiene & Vitamins      =      300.00
EW Cash Loan (Inv)                    =      467.00
Savings                                         =      365.00
Others                                           =       168.00

TOTAL  EXPENSES                =   5,300.00


SALARY BRACKET= From 5,000.00 to 5,500.00 plus house rent = 2,000.00
Total Income = P 7,000.00 - P 7,500.00

Every 30th:
Electric/Water/PLDT/
St.Peter Plan/                            =     2,000.00
(1,250.00 (electric/water), 200-pldt, 550-st.peter)
Mama                                        =    1,000.00
Groceries                                   =       500.00
15-day work allowance             =   2,000.00+++
BPI C Loans                             =      365.00
Personal Hygiene & Vitamins  =      300.00
Savings                                     =      365.00
Credit Card Bills                      =      1,200.00


TOTAL                                        =   7,730.00

 

Looking at my budget its clear that I have a deficit allowance these past few months.
That's the reason also why I was not able to control my credit card expenditures too.
Due to unexpected turnarounds, transportation & price increase my budgeting was reformatted.
I needed to help my mother with her budgeting & medications.
I needed to start my emergency fund again since it was all used up.
Hopefully I can surpass this challenge & re-aligned my saving structure since I want to start my mutual fund this July 2014.


Life is getting harder but I will continue to finish my goals this 2014 no matter what,....focus, focus, focus!!!!!!!!