I've been unemployed for more than eight months now. The last month
payroll I signed was last January but I received the completion of my
salary last March.
To date, I am trying to live within
my side income of P 3000/monthly rent given by my brother and the
remaining savings from my review assistance I received last August.
Here are some random updates I did these past few months:
1. I opened an atm savings account in Eastwest Bank. My
reason - I closed my BPI Family savings account last year because I
thought I will not use it anymore but I was wrong. I still need a
savings account for cash loans should financial emergency situation
arise. Good thing, I only need P100 to open that account and glad I was
able to use it too in redeeming my FAMI shares.
2.
Got my loyalty card in Pagibig Fund for P 100, started a voluntary
contribution for P200 pesos only and my MP2 savings for P1000.
3. Glad I was approved in BPI Amore credit card application. I
wanted a credit card that has no hassle in waiving its annual fee (BPI
Amore card annual fee is perpetually waived). And what I do like most is
the free access it gives to the customer lounges in Ayala Malls that my
brother always teases me whenever we go to the mall. "Nanay at Tatay ko
pede pumasok kasi senior, kapatid, hipag at pamangkin ko nakakapasok
dahil may BPI amore card sya at ako naiiwan sa labas pero pede naman
pumasok may bayad lang ang na P10, pero sayang din di ba? (my brother
knows that I am kuripot and wont spent that P10)
4.
I earned P2,000 cash credits in Eastwest member get member promo for
the two approved members I referred, I received it last April
5.
I earned P400 from selling Ice every month but I stopped selling now
when I saw that there is a P1/kw increase in the billing this month.
6. I collect cans & plastics from our household consumption and sell them.
We
pay P50 monthly for garbage collection fee. We also give another P5 to
the collectors every other day. But I saw them segregate our garbage
and that gave me an idea to put it a separate bag and sell them after a
month. Anyway, they were already paid for their services so why not save
these trash and turn it into money. As what they always say-"may pera
sa basura". Let's see how much money I can get from it after a year.
7. I collect some unwanted coins and deposit it in my savings account. Whenever
I clean our house I always saw scattered 5cents, 10 cents, and 25 cents
and pick them up and collect. I realize that it would be an addition to
my savings account since the banks only gives .125% & .25% , I just
think of it as an additional interes in my savings account.
These are just some simple things I've done while being
unemployed, simple things that contributes little things in my savings
but great things in life. Like what I have written in my header, "All
great things come from humble beginnings."
Till then guys.
Have a great day! God Bless.
Hi, been reading all your posts. Thank you for inspiring me, for giving me hope that I can also do it even if I'm also a minimum wage earner and single mom of two. God bless you.
ReplyDeleteThank you sis! Kaya mo yan unti unti lang muna. Syempre mas mahirap ang sitwasyon kasi may 2 kids ka. Save ka muna for emergency funds before you invest. Yun kasi ang natutunan ko muna. I hope God will give you more blessings for your kids future.
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