New Savings Account in Eastwest Bank

          Hello guys!!! If you've been dropping in my blog once in a while you'll know that I've been unemployed for six months already but that doesn't mean that I can't save anymore.

           I sell ice, collect some scattered coins found while I clean our house, sell the household plastic cans & bottles (kalakal as they describe it), and the extra amount from the house rent I receive from my brother. These are the things I do at home to save little amount regularly.
          To gather these little amounts, I opened a savings account in Eastwest Bank where I can put all those amount I save. Would you believe that I only need P100 to open a Basic Savings Account here and for only P500 your money will earn an interest of 0.125% - the same interest given by other banks.

        What interests me is their low maintaining balance of  P100 only since this account is primarily set as one of my emergency fund and my separate account for all my earnings at home while being unemployed. I got to enjoy saving regularly without the worries of penalty if my account balance falls down on their required maintaining balance. Hey, its my emergency fund and it comes with the possibility of withdrawing most of its balance should the time of need arises.
        Another thing that encourages me to save in their bank is that their staffs are kind and accommodating especially for a small client like me. They would smile at me even if I deposit coins in their bank which is one of the qualities I am looking for in choosing savings bank. It's the same attitude of staffs that greeted me 22 years ago when I first enter the bank and open a passbook account of P100. Not going to mention its name but it's the largest bank now in the Philippines but they are not as accommodating as they were before.
          This savings account comes along with a debit card and a mini statement balance from their ATM machines so you'll be able to track down your transactions regularly. Their branch is located in South Market near  SM Aura where my mother and I usually hang out so its accessibility is  advantageous to me.

         There you have it, another experience shared. So even if I don't have a regular job anymore, I do save regularly no matter how small the amount is. Disciple is important in saving & investing and when we do it regularly it becomes our lifestyle too.


Till then. Have a great day ahead! God Bless.

Another course in TESDA

          My mother knows how I hate cooking so she was shocked when she learned that I enrolled in a Japanese cuisine "Washoku" course in TESDA Womens Center sponsored by ABC Cooking Studio. I am not really interested in cooking but I am curious and fascinated on how these delicious Japanese foods (based on the stories of my two classmates because I do not really know the taste of these Japanese foods) are being cooked and prepared. Here are some memoirs of my cooking journey in TESDA.
     
          On our first day, we went to the different stores where our trainer bought the ingredients needed on the recipes prepared for this week training and we went back to TESDA to start the lesson prepared by our trainer or "sensei" in Japanese term. Nine (9) recipes were prepared for us scheduled from Monday till Friday.
for Monday and Tuesday
for Wednesday and Friday
last day activity
         We had a little celebration on our last day and finally the distribution of certificates was done on the last part.
last day celebration
distribution of certificates
         This training really caught my interest and now planning to dip my hands in the world of cooking,  a  lot of experimentation I guess, hahah. But seriously, I was glad I became part of this training, really amazed on how clean and discipline the preparation of these Japanese cuisine.

Just sharing my experiences again.
Till then. have a great day ahead! God Bless.

Another Big Day

         Yes, I had another big day last month. After my graduation in TUP, I also finished a 100 hour training in TESDA and it happened last July 11. It was a very simple ceremony but I consider it as a big day because of the fun and memorable days I had there that I will truly treasure. Here are some of the photos of the fun and enjoyable experiences in TESDA.
first week
fun days
fine dining set up
last day
        Initially, my plan was to recall the basic parts of speech and further enhance my english communication skills but I never thought that I will learn more. My trainer was able to demonstrate variety of teaching styles and strategies and I have learn a lot from her. And what makes this training extra special is the enjoyable moments I had with my classmates that I consider my new found friends.
happy to receive my certificate
         The course was intended to those who wants to work as a customer service worker and TESDA NLSI not only offers this English Prof course, they also offer foreign language course such as Basic Spanish, Korean, Japanese, Mandarin and Arabic as well.

          I may not be financially productive these days but I felt that this was the most productive year I had in my life. I maybe unemployed but I want to use this time and opportunity to gain more knowledge. I am now looking for the online courses in TESDA and Allison while I'm currently reviewing for board exam.

Just sharing my experiences again!
Have a great day ahead!
God Bless everyone!