Like what a commercial ad of a vitamin product says,
“Sa panahon ngayon bawal magkasakit.”For a minimum wager like me who works for 50 to 60 hours a week, everyday & every hour counts. "Bawal umabsent kaya bawal magkasakit, e pano pag magkasakit, di pa rin maiiwasan paminsan
minsan nagkakasakit tayo, absent na, bawas sahod pa, dagdag gastos pa sa consultation at gamot.”
That’s the reason why I decided to prioritize my health over my
financial goals. I need to strengthen my body at the same time prepare for the unexpected circumstances. It is also part of my back up and emergency fund that I plan to set aside every payday so I can concentrate on my goals.
Today, as we age we encounter some health problems that are stress related, age related and unexpected. No matter how we prepare ourselves we need to set a back up plan for those unexpected circumstances that may occur in our daily lives.
1. AGE RELATED - For a women age 30 yrs old & up single or married ones we are required to atleast have an annual check up with our ob-gyne and an annual examination - papsmear, breast or transvi-ultrasound. As for me I'm 39 years old I've been regularly visiting my ob-gyne for the past 6 years. It was only last year that they found out that I have an endemetriosis cyst. So I bought a card at Philcare for only P 670.00 which will cover one (1) ob-gyne consult, one (1) papsmear, & one (1) breast or transvi-ultrasound.
Why I bought this card? let's review:
(I've made some research on the prices from other hospitals & here's what I found )
Consultation fee for ob-gyne ranges from P 300.00 to P 600.00
PAP Smear costs around P 250.00 to P1,000.00
Transvi Ultrasound/Breast Ultrasound P 650.00 to P2,000.00
---------------------------
Total cost P1,200.00 to P3,600.00
So Philcare womens healthcard @ P 670.00 = Reasonable enough :)
2. Stress Related - I work 6 days a week from mondays to saturdays with an additional overtime of 3 to 5 hours a day for 3 days (monday, wednesday, friday). "Umulan o bumagyo, tag-init o baha, me tulog o wala" I need to work. There were times that I feel that my energy is draining due to stress and whenever that happens I feel that I am more prone to diseases. My stress diversion --- chocolates & candies thats when tonsilitis attacks. Last year I had a fever due to tonsilities I needed to consult a doctor to ask for new antibiotic but I was hesitant - 300.00 na naman ang consultation plus laboratory examination and antibiotics so I resorted to taking just paracetamol & some natural methods I usually do until my fever fades out.
3. Unexpected - I'm not prone to coughs, colds & flu since I'm taking more of vitamin c & vitamin b complex but last year I experienced a back/pelvic pain for almost a month. I wanted to go to the doctor but I was hesitant again due financial reason, so I just bear the pain until it fades out without knowing what the real cause of it.
4. Monitoring - Since I got a positive result on my endemetriosis cyst last year monitoring is required so I will be going back to my ob-gyne for check ups.
These are the reasons why I bought another health card in Philcare Clinic - This Consult to the Max Card covers 1 year unlimited check up with -- Internal Medicine, Family Medicine/General Practitioner, OB-Gynecology, Pediatrician , ENT ( Ear, Nose, Throat). Plus a 10% discounts on xrays and other laboratories examination.
Why choose Philcare ?
Affordability - I think is very affordable & reasonable.
Proximity - It's one jeepney ride from my office so it prevents me from being absent at work.
Quality - Philcare staffs are approachable, the place is cool & the most important factor is I'm confident knowing that my ob-gyne works also at makati medical hospital too.
(My doctor also advises me have a cervical vaccine and a flu vaccine --- as of now I'm saving for it i'll be adding this in my goal list this 2014.)
There are also other bundle health products you can choose in philcare, you can just visit their clinics to buy those cards. You can check their websites for other health cards too.
http://www.philcare.com.ph/products/
Now that my first, second, third & fourth goal are already set I'll be focusing on my next goal.
Today, as we age we encounter some health problems that are stress related, age related and unexpected. No matter how we prepare ourselves we need to set a back up plan for those unexpected circumstances that may occur in our daily lives.
1. AGE RELATED - For a women age 30 yrs old & up single or married ones we are required to atleast have an annual check up with our ob-gyne and an annual examination - papsmear, breast or transvi-ultrasound. As for me I'm 39 years old I've been regularly visiting my ob-gyne for the past 6 years. It was only last year that they found out that I have an endemetriosis cyst. So I bought a card at Philcare for only P 670.00 which will cover one (1) ob-gyne consult, one (1) papsmear, & one (1) breast or transvi-ultrasound.
Why I bought this card? let's review:
(I've made some research on the prices from other hospitals & here's what I found )
Consultation fee for ob-gyne ranges from P 300.00 to P 600.00
PAP Smear costs around P 250.00 to P1,000.00
Transvi Ultrasound/Breast Ultrasound P 650.00 to P2,000.00
---------------------------
Total cost P1,200.00 to P3,600.00
So Philcare womens healthcard @ P 670.00 = Reasonable enough :)
2. Stress Related - I work 6 days a week from mondays to saturdays with an additional overtime of 3 to 5 hours a day for 3 days (monday, wednesday, friday). "Umulan o bumagyo, tag-init o baha, me tulog o wala" I need to work. There were times that I feel that my energy is draining due to stress and whenever that happens I feel that I am more prone to diseases. My stress diversion --- chocolates & candies thats when tonsilitis attacks. Last year I had a fever due to tonsilities I needed to consult a doctor to ask for new antibiotic but I was hesitant - 300.00 na naman ang consultation plus laboratory examination and antibiotics so I resorted to taking just paracetamol & some natural methods I usually do until my fever fades out.
3. Unexpected - I'm not prone to coughs, colds & flu since I'm taking more of vitamin c & vitamin b complex but last year I experienced a back/pelvic pain for almost a month. I wanted to go to the doctor but I was hesitant again due financial reason, so I just bear the pain until it fades out without knowing what the real cause of it.
4. Monitoring - Since I got a positive result on my endemetriosis cyst last year monitoring is required so I will be going back to my ob-gyne for check ups.
These are the reasons why I bought another health card in Philcare Clinic - This Consult to the Max Card covers 1 year unlimited check up with -- Internal Medicine, Family Medicine/General Practitioner, OB-Gynecology, Pediatrician , ENT ( Ear, Nose, Throat). Plus a 10% discounts on xrays and other laboratories examination.
Affordability - I think is very affordable & reasonable.
Proximity - It's one jeepney ride from my office so it prevents me from being absent at work.
Quality - Philcare staffs are approachable, the place is cool & the most important factor is I'm confident knowing that my ob-gyne works also at makati medical hospital too.
(My doctor also advises me have a cervical vaccine and a flu vaccine --- as of now I'm saving for it i'll be adding this in my goal list this 2014.)
There are also other bundle health products you can choose in philcare, you can just visit their clinics to buy those cards. You can check their websites for other health cards too.
http://www.philcare.com.ph/products/
Now that my first, second, third & fourth goal are already set I'll be focusing on my next goal.
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