Tuesday, July 7, 2015

Budget Adjustment Period

Last week I received a salary of  P 3,255.24 and it's the salary range that I expected since I still have a cash advance of P 700.00 & a penalty charge of P 300.00. It was last month that I have trained myself to a hapit mode because I know that my salary will be stashed into half. With only 6 to 6.5 hours of work daily & no overtime, I know that I must live within my means & I should still continue saving & investing for my future. Though the market is down these days, I still believe that it will recover soon that's why I make sure that I set aside my monthly top up on my mutual funds.
My Income
And here's how my budget goes:
And though I was left with P 1,289.24, I can still file a cash advance when it's needed. The good news last week is that my boss noticed my undertime deductions & he called me " Grace, ang laki ng deductions mo, adjust natin ang time mo --- so official time was adjusted to 8am till 4pm, he included our breaktime (12pm -1pm) so I can still have a full 8hr/day salary.
God is really Good, he is touching other's heart to help me and I really feel so blessed and thankful to HIM.

Just sharing again!
Have a great day guys, kahit na maulan enjoy pa rin :)

14 comments:

  1. Replies
    1. Oo nga sis, na-appreciate ko talaga yung concern nya kaya super thankful ako :)

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  2. Ang galing mu nakakapagsave ka for ur mutual funds! Hopefully makapag open na ko ng UITF before the year ends.

    --

    nhengswonderland.blogspot.com

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    1. kasama talagam sa goals ko continous top up. kaya mo yan sis, basta establish ka muna ng emergency fund bago ka mag-invest kasi pabago bago ang value ng UITF at mutual fund kaya pang longterm talaga na investment yan :)

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    2. Agree ako diyan!

      At ang bait nga ng boss mo Grace. Love ko na din siya.

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    3. Mabait naman talaga ang boss & parang second family ko tong work ko, hirap lang talaga financially ngayon hopefully makarecover ang company namin.

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  3. Galing mo magbudget, idol! Eh kung lahat ba ng boss ay gaya ng boss mo, tiyak mas gaganahan magwork ang mga employees. Hehe. :)

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    Replies
    1. Thanks ms edel, natuwa ako kasi nagpakita sya ng concern & nag offer sya ng adjustment sa time para dagdag kita.

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  4. Nakakainspired yung story mo dito sa blog mo. New reader ako pero binasa ko lahat ng posts mo dito. Hahaha. Sana ivisit mo rin ang blog ko Ms. Grace! :)

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    1. Thanks for dropping by sis, sure I'll include you in my list & visit your blog regularly. I'm sure marami rin ako matututunan sa yo. God Bless :)

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    2. Yeyy! Thank you. Parehas pala tayong taga-Taguig! Hehe. God bless din at sana ma'achieve natin lahat ng financial checklist natin. :D

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  5. hi, i admire you! i have been reading your blog for a long time now. I hope to meet you someday. May similarity tayo sa buhay and nakakarelate ako sa iyo. - Sheila

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    Replies
    1. Thanks Sheila, It's nice to know that somebody out there na katulad ko. Looking forward din ako magkita tayo.I hope one of these days & pag di na gaanong busy magmeet tayo.
      God bless sis :)

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